These days, all merchants need to accept a wide variety of electronic payments or risk losing business. Whether you are starting up a new business or expanding the businesses you already have, First Data have everything you need to make credit card sales easier.

First Data lets you accept Visa, American Express, MasterCard, Diners Club, JCB, Discover, as well as debit cards, EBT, Levels II and III gift cards and purchsing cards, TeleCheck, Warranty and ECA (Electronic Check Acceptance) as well as  web-based e-commerce transactions through their secure payment gateway, LinkPoint(LSPG).  It’s your online payment solution.

First Data are the experts in online payment solutions.  With over 4.1million merchant locations worldwide, they process card transactions for more than more than 170,000 business, both instore and online.

A merchant account with First Data Independent Sales will ensure you can accept most types of payment from your customers. Accounts are generally approved in two days, with the capacity to process payments live by the following day.

A rep from First Data will train you and your staff on how to use the credit card terminal.  There is a toll-free customer service number you can call 7 days a week, 24 hours a day so help is always available.

LinkPoint API is easy to integrate with your existing website. If you are manually processing credit card transactions you don’t need additional integration. You just log into a website and complete the credit card transaction via your LinkPoint Virtual Terminal.

You will be supplied with an API script for your website so your customers can purchase online, 24 hours a day.

The transaction process is very simple. Once the card is swiped or the card number entered into an e-commerce form, the card is verified as active and that the sale is within the approved spending limit. Then FDIS transmits the sales data to the customer’s credit card provider and the provider approves or declines the sale. Then the the card holder’s account is debited and FDIS is credited. Then FDIS will credit your merchant account withing two business days.